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Absa Idirect Car Insurance

Summary: Absa, the financial giant, now provides a comprehensive car insurance policy to cover your motor vehicles.
Reviewed: 22 December 2011
Rating: 4

Absa idirect offers a comprehensive insurance policy for your car. Insurance is provided at retail value which ensures that you can replace you vehicle, should you need to, with one of a similar make and year. Not only does Absa idirect provide insurance for your car but it also covers your motorbike or scooter.


In order to limit the unpredictability of the an excess based on percentages Absa idirect has a flat rate. This makes it much easier when it comes to making a claim as you know exactly what to expect. You also get cover for a factory fitted radio as well as 24 hour road side assistance.


Absa idirect offers three types of policies:


  • Comprehensive cover - which covers you for damage caused by an accident or hijacking. It provides cover for both you and a third party as well as personal liability cover up to R2.5 million.
  • Third party cover - this covers damage caused by you to another party. It does not include damage to your vehicle or property.
  • Third party, fire and theft cover - this covers you for theft, fire or hijacking. It also covers third party for accidental damage.


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Absa idirect offers a number of optional additions to your policy. This includes :


  • Car hire - should you be without your vehicle due to loss or damage you will have the option of hiring a car.
  • Sound equipment- any equipment that is not factory fitted will be covered here.
  • Extended personal liability - this provides for personal liability cover over R2.5 million with a choice of either R5 million or R10 million.
  • Accessories - this includes things like body kits and tow bars.

If you are looking for car insurance Absa idirect has a policy to suit your needs. Consult a broker today and get insured.

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