Mutual and Federal Car Insurance

Mutual and Federal is one of the oldest insurance companies in South Africa with it's roots being based in Cape Town more than 175 years ago. SA Mutual Fire and General Insurance and the Royal Insurance Group merged in 1970 which resulted in the formation of what is know today as Mutual and Federal Insurance Holdings Limited.

Car Insurance costs have spiraled in recent years due to the high risk nature of living in South Africa and although it makes a large dent in your monthly budget it can be even more costly to not be insured. Mutual and Federal offers you comprehensive cover at an affordable rate and the peace of mind knowing that you can replace your vehicle should it be stolen or involved in an accident.

Mutual and Federal covers your car, motorcycle, caravan and trailer. Insurance on all of these vehicles is based on their retail value and it is necessary to make sure that you are insured correctly, in other words neither under or over insured. Cover is provided under three categories either Comprehensive, which covers you for theft, fire, accident and third party damage, third party, fire and theft or third party only.

Further automatic extensions to your cover include the following: windows and glass, credit shortfall, tracking device, keys and locks, trauma, vehicle sharing, medical expenses, delivery after repair, protection and repair, credit shortfall, bereavement expenses, hotel expenses, mechanical and electrical breakdown..

You can enjoy a reduction in your premiums should you restrict the people allowed to drive your vehicle and also if you install a vehicle tracking device.

With many years of experience in the insurance industry Mutual and Federal can offer you an affordable and inclusive insurance package. Do not get caught out by not insuring your car contact Mutual and Federal and you can relax knowing that you are covered.