Hollard Car Insurance

For the past 27 years Hollard has been providing insurance to the South African market. Over the course of time they have branched out to other countries in Africa and around the world gaining insight and experience that has made them one of the leading insurers in South Africa.

Hollard insurance provides car insurance in a unique way through it's "pay as you drive" program. This innovative program bases your monthly premiums on the mileage you do thus the less you distance you drive the lower your premiums.

Your premiums are divided into two parts namely your fixed premium and a variable premium. The fixed premium covers the car in instances where you are not driving, such as if your car is stolen, and is a fixed amount. The variable portion of your premium is calculated according to the amount of traveling you do each month on a cents per kilometer rate. The first 417km that you travel in the months are not charged for and a cap of 3200km is placed on your monthly payments, in other words you will not be charged for distance greater than 3200km per month.

Click here for your free online quote

You may be wondering how the distance you travel is measured. Your car will be fitted with a Skytrack GPS system which doubles as a tracking system for your car. There is a discount on the monthly premiums for Skytrack through being insured by Hollard Insurance. Having Skytrack fitted can provide peace of mind if your car is stolen or you are in an emergency situation and need to be located quickly.  There is a online logbook available for you to keep track of your mileage to avoid a surprise at the end of each month. This can be useful in keeping a record of your mileage for income tax purposes as well.

It must also be noted that Hollard concentrates on the distance you travel not the use of the vehicle, there is therefore no added costs for business use of your car.

Hollard's "pay as you drive" system is an innovative way of protecting you car and is suited for the person who drives less and therefore will pay less than a more traditional insurance policy. Do you drive less and are paying high insurance premiums? Then it is time to consider  Hollard's "pay as you drive" insurance policy.