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Santam Car Insurance

Summary: A well established insurer with the familiar yellow umbrella logo that provides flexible car insurance to all South Africans.
Reviewed: 21 January 2012
Rating: 4.5

With about 90 years of providing short term insurance Santam is still putting clients needs first. Santam's car insurance package is called the multi-motor package but it more than just a car insurance package it offers many other benefits too. It is a flexible package which can be tailored to suit your needs from comprehensive car insurance to insuring your accessories and other items that you take with you in your vehicle. They also cover the difference between the market value of the car and the loan amount owing, car hire and possible damage to equipment such as tools and spare parts. All of this is optional when you take out your policy.


Under the multi-motor plan you can also take out all risks cover. This is an optional cover and includes clothes, cell phones, computer equipment,  personal documentation and even TV sets, and cameras. You can also take out personal legal liability cover and personal accident cover. Legal liability covers unlawful use of credit cards and even pays up to R50 000 for unlawful arrest. Personal accident covers for death or disablement due to an accident.


How many of us complain about the ever increasing cost of protecting our well earned possessions? We often pay out large sums of money without seeing anything in return, this is not the case with Santam.   Santam offers a product called the Multi Bonus which is a bonus for effectively managing your risk. For every claims free year 20% of your premiums are returned to you. The first payment will be received after 2 claims free years and annually after that.


Santam offers a product with a difference. It is more than just a car insurance package but offers many more options under it's mutli- motor insurance policy and it offers freedom of choice when it comes to you covering your valued possessions.

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