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Outsurance Car Insurance
| Summary: | Comprehensive car insurance cover including additional forms of cover including Out-in-Africa. |
| Reviewed: | 06 January 2012 |
| Rating: |  |
The year 2000 saw Outsurance entering the insurance market and it has since be providing excellent service and cover to many South Africans. Their Outbonus is a well known addition to their insurance package and they were the first to introduce this type of payout into the South African market. The Out bonus sees you receiving a percentage of your premiums back in the event of a certain number of claims free years. It begins with 3 claims free years followed by a further 2 years and then you will receive money back for every consecutive claims free years after that. It is a definite bonus to know that your premiums are not just being lost but that you will benefit from not claiming.
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Your car, trailer, caravan, motorcycle and LDV are all included in the vehicle insurance category of Outsurance and are insured at retail value. Cover takes many forms and you have a choice of the type of cover you take out. You can cover your vehicle comprehensively which includes theft , accidental damage and third party damage. You can also choose to have only theft, third party and fire cover, thus excluding accidental damage. Finally, you can choose to cover only for third party damage. There is a fourth option available for vehicles that are older and have a low value which allows you to choose a combination of cover depending on your particular needs.
It is important to remember that a certain excess applies to claims made against your policy. With Outsurance, however, this is fixed and there are no hidden costs no matter what you are claiming for. You can also have a say in how much excess you want to pay which will either raise or lower your premiums.
Insurance through Outsurance also offers additional cover for such things as car hire, sound equipment, a shortfall on your vehicle repayments and an Out-in-Africa cover for use of your vehicle in certain countries outside South Africa.
With all of the available options it is easy to see why Outsurance will have you covered.